$285,000

**Assumable VA Loan at 2.5%! Value-Add Opportunity in Fort Walton Beach -- New Roof & New HVAC Already Done.** Solid 1958 brick home in a great FWB neighborhood, priced to reflect the cosmetic work needed inside -- a rare chance to buy well below market with the two biggest-ticket systems already replaced. **New roof and new HVAC** are done. 1,842 SF on a **.25-acre lot with plenty of room for a pool**. Interior needs cosmetic renovation -- cabinets, flooring, trim, paint, windows, water heater, and appliances -- making this ideal for a fix-and-flip investor or a hands-on owner-occupant. Bonus upside: adding a direct hallway entry to the primary bedroom (currently accessed through the 3rd bedroom) converts this into a **true 4-bedroom home**. **Assumable VA loan at 2.5% with a ~$225K balance** -- take over payments well below today's rates. Seller open to discussing terms on offers. Comparable renovated homes in this immediate area have sold and appraised well above their as-is condition -- buyer/buyer's agent to verify all figures. Cash or investor-friendly financing welcome. SOLD 'AS-IS'.